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Are You Overpaying for Health Cover? How to Switch Without Losing Your Waiting Periods

Most Australians know they are probably paying too much for their health insurance. Year after year, premiums creep up, yet the benefits seem to shrink. So, why do so many of us stay stuck in policies that no longer serve us?

March 20, 2026

3 min Read

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Find a better deal on your Health Insurance & Household Bills.

1300 67 20 67

hello@comparify.au

L2/627 Chapel Street, South Yarra, 3141, VIC

Health Insurance advice is provided by Comparify Pty Ltd (ABN 78 665 886 644) and administered by the ItsMy Group (ABN 85 167 289 965). Comparify and the ItsMy Group are both signatories to the Private Health Insurance Intermediaries Code of Conduct.
View our Complaints Procedures and view How We Get Paid.
By using our website you acknowledge and agree to our Terms and Conditions & Privacy Policy.

Welcome to Comparify! Remember, our site offers general advice that might not match your specific financial situation. Before making decisions, especially about utilities or insurance, ensure it's right for you. Our insights aren't personal advice, and the choice is yours. Always check product details carefully. Using our site means accepting responsibility for your decisions. We aim to connect you with experts for better financial choices. Choose wisely!

Logo

Find a better deal on your Health Insurance & Household Bills.

1300 67 20 67

hello@comparify.au

L2/627 Chapel Street, South Yarra, 3141, VIC

Health Insurance advice is provided by Comparify Pty Ltd (ABN 78 665 886 644) and administered by the ItsMy Group (ABN 85 167 289 965). Comparify and the ItsMy Group are both signatories to the Private Health Insurance Intermediaries Code of Conduct.
View our Complaints Procedures and view How We Get Paid.
By using our website you acknowledge and agree to our Terms and Conditions & Privacy Policy.

Welcome to Comparify! Remember, our site offers general advice that might not match your specific financial situation. Before making decisions, especially about utilities or insurance, ensure it's right for you. Our insights aren't personal advice, and the choice is yours. Always check product details carefully. Using our site means accepting responsibility for your decisions. We aim to connect you with experts for better financial choices. Choose wisely!

Logo

Find a better deal on your Health Insurance & Household Bills.

1300 67 20 67

hello@comparify.au

L2/627 Chapel Street, South Yarra, 3141, VIC

Health Insurance advice is provided by Comparify Pty Ltd (ABN 78 665 886 644) and administered by the ItsMy Group (ABN 85 167 289 965). Comparify and the ItsMy Group are both signatories to the Private Health Insurance Intermediaries Code of Conduct.
View our Complaints Procedures and view How We Get Paid.
By using our website you acknowledge and agree to our Terms and Conditions & Privacy Policy.

Welcome to Comparify! Remember, our site offers general advice that might not match your specific financial situation. Before making decisions, especially about utilities or insurance, ensure it's right for you. Our insights aren't personal advice, and the choice is yours. Always check product details carefully. Using our site means accepting responsibility for your decisions. We aim to connect you with experts for better financial choices. Choose wisely!