Aug 21, 2025

EXPOSED: Hospital Gaps

EXPOSED: What Private Health Funds Really Cover for Hospital Gaps

The Ombudsman’s audit finally reveals which insurers actually protect you from out-of-pocket hospital bills—and which ones don’t.

July 17, 2025 | Health Alert | For Australians Over 60

In a newly released health insurance audit, the reality behind “gap cover” has come to light—and for thousands of Australians, it’s worse than expected. Despite paying premiums, many are still left with surprise hospital bills in the thousands.

We analysed the Ombudsman’s public performance data and created the first clear comparison of hospital gap coverage by fund and state.

🩺 Find out:

  • Which funds offer the best no-gap cover

  • Where coverage drops sharply by state

  • Why some major insurers rank alarmingly low

Click here to see the full breakdown

Compare 800+ Health Insurance Covers

Compare 800+ Health Insurance Covers

Compare 800+ Health Insurance Covers

Logo

Find a better deal on your Health Insurance & Household Bills.

1300 67 20 67

hello@comparify.au

L2/627 Chapel Street, South Yarra, 3141, VIC

Health Insurance advice is provided by Comparify Pty Ltd (ABN 78 665 886 644) and administered by the ItsMy Group (ABN 85 167 289 965). Comparify and the ItsMy Group are both signatories to the Private Health Insurance Intermediaries Code of Conduct.
View our Complaints Procedures and view How We Get Paid.
By using our website you acknowledge and agree to our Terms and Conditions & Privacy Policy.

Welcome to Comparify! Remember, our site offers general advice that might not match your specific financial situation. Before making decisions, especially about utilities or insurance, ensure it's right for you. Our insights aren't personal advice, and the choice is yours. Always check product details carefully. Using our site means accepting responsibility for your decisions. We aim to connect you with experts for better financial choices. Choose wisely!

Logo

Find a better deal on your Health Insurance & Household Bills.

1300 67 20 67

hello@comparify.au

L2/627 Chapel Street, South Yarra, 3141, VIC

Health Insurance advice is provided by Comparify Pty Ltd (ABN 78 665 886 644) and administered by the ItsMy Group (ABN 85 167 289 965). Comparify and the ItsMy Group are both signatories to the Private Health Insurance Intermediaries Code of Conduct.
View our Complaints Procedures and view How We Get Paid.
By using our website you acknowledge and agree to our Terms and Conditions & Privacy Policy.

Welcome to Comparify! Remember, our site offers general advice that might not match your specific financial situation. Before making decisions, especially about utilities or insurance, ensure it's right for you. Our insights aren't personal advice, and the choice is yours. Always check product details carefully. Using our site means accepting responsibility for your decisions. We aim to connect you with experts for better financial choices. Choose wisely!

Logo

Find a better deal on your Health Insurance & Household Bills.

1300 67 20 67

hello@comparify.au

L2/627 Chapel Street, South Yarra, 3141, VIC

Health Insurance advice is provided by Comparify Pty Ltd (ABN 78 665 886 644) and administered by the ItsMy Group (ABN 85 167 289 965). Comparify and the ItsMy Group are both signatories to the Private Health Insurance Intermediaries Code of Conduct.
View our Complaints Procedures and view How We Get Paid.
By using our website you acknowledge and agree to our Terms and Conditions & Privacy Policy.

Welcome to Comparify! Remember, our site offers general advice that might not match your specific financial situation. Before making decisions, especially about utilities or insurance, ensure it's right for you. Our insights aren't personal advice, and the choice is yours. Always check product details carefully. Using our site means accepting responsibility for your decisions. We aim to connect you with experts for better financial choices. Choose wisely!