Australian health fund directory
Browse Australian health funds and see which ones are available through Comparify.
Comparify can arrange cover with these brands: HBF, see-u by HBF, Bupa, ahm, HCF, nib, Australian Seniors, ACA Health and Hunter Health Insurance. We don't compare every fund or every policy in the market.
Every fund, side by side
Browse 34 Australian health funds, with their 2026 average rate rise and how they're structured. Open any fund to see its full profile — live policy counts, hospital and extras premium ranges, five years of rate rises, member performance from the Commonwealth Ombudsman report, private hospital agreements, and what the fund is typically strong or weak at.
Showing 34 of 34 funds
Industry average 2026 increase: +3.87%
Funds you can compare and buy through Comparify

Bupa
Australia's largest international health insurer.
+4.80%
2026 average rate rise

HCF
Australia's largest not-for-profit health fund.
+4.96%
2026 average rate rise

nib
ASX-listed insurer with a strong digital-first offer.
+5.47%
2026 average rate rise

ahm
Medibank's lower-cost sister brand.
+5.10%
2026 average rate rise

HBF
WA's largest not-for-profit fund, now national.
+2.15%
2026 average rate rise

ACA Health Benefits Fund
Data not available
2026 average rate rise

CDH Benefits Fund (Hunter Health Insurance)
Data not available
2026 average rate rise

see-u by HBF
Data not available
2026 average rate rise
Not sure which one fits?
A Melbourne-based advisor can compare policies from the funds on our panel.
Other Australian health funds
These funds are listed for information only. Their policies are not available through Comparify.

AIA Health
Global insurer with a wellbeing-led Australian offer.
+5.98%
2026 average rate rise

Medibank
ASX-listed; Australia's most recognised health brand.
+5.10%
2026 average rate rise

Australian Unity
Mutual fund with a wellbeing focus.
+3.98%
2026 average rate rise

GMHBA
Not-for-profit fund based in Geelong.
+1.98%
2026 average rate rise
Defence Health
Restricted fund for ADF and defence community.
+2.99%
2026 average rate rise

Teachers Health
For the education community since 1954.
+3.94%
2026 average rate rise
CBHS Health
For Commonwealth Bank Group employees and families.
+3.25%
2026 average rate rise
Westfund
Regional NSW not-for-profit fund.
+3.26%
2026 average rate rise
St.LukesHealth
Tasmania's not-for-profit health fund.
+4.25%
2026 average rate rise
Mildura Health Fund
Regional Victorian not-for-profit.
+4.25%
2026 average rate rise

Phoenix Health Fund
Hunter Valley not-for-profit fund.
+2.95%
2026 average rate rise

Health Partners
South Australia's largest open not-for-profit.
+3.94%
2026 average rate rise

Latrobe Health Services
Gippsland-founded not-for-profit, national reach.
+4.53%
2026 average rate rise
Doctors' Health Fund
Restricted fund for the medical community.
+3.67%
2026 average rate rise
Police Health
Restricted fund for police and emergency services.
+2.53%
2026 average rate rise

Navy Health
For Navy, ADF and defence-related members.
+2.88%
2026 average rate rise
Queensland Country Health Fund
Regional QLD not-for-profit, member-owned.
Data not available
2026 average rate rise

Reserve Bank Health Society
Restricted fund for RBA and select financial employers.
+4.13%
2026 average rate rise
Onemedifund
Small open not-for-profit fund.
+2.96%
2026 average rate rise

HIF
Data not available
2026 average rate rise

HCi
Data not available
2026 average rate rise

Peoplecare
Data not available
2026 average rate rise

GU Health
Data not available
2026 average rate rise

RT Health
Data not available
2026 average rate rise

CBHS Corporate Health
Data not available
2026 average rate rise

TUH
Data not available
2026 average rate rise
Don't see your fund? It may be a brand
Some health insurance brands are run by a registered fund. Find your brand below to see which fund it belongs to.
- Not available through Comparify
AAMI Health Insurance
Run by nib
- Not available through Comparify
Apia Health Insurance
Run by nib
- Not available through Comparify
Astute Simplicity Health
Run by St.LukesHealth
- Not available through Comparify
Federation Health
Run by Latrobe Health Services
- Not available through Comparify
Frank Health Insurance
Run by GMHBA
- Not available through Comparify
GU Health Insurance
Run by nib
- Not available through Comparify
- Available through Comparify
Hunter Health Insurance
- Not available through Comparify
ING Health Insurance
Run by nib
- Not available through Comparify
MyOwn
Run by AIA Health
- Not available through Comparify
Nurses & Midwives Health
Run by Teachers Health
- Not available through Comparify
Priceline Health Insurance
Run by nib
- Not available through Comparify
Qantas Insurance
Run by nib
- Not available through Comparify
Real Health Insurance
Run by nib
- Available through Comparify
Seniors Health Insurance
Run by nib
- Not available through Comparify
Suncorp Health Insurance
Run by nib
- Not available through Comparify
Territory Health Fund
- Not available through Comparify
TUH
Run by Teachers Health
- Not available through Comparify
UniHealth
Run by Teachers Health
- Not available through Comparify
Union Health
Run by Teachers Health
- Not available through Comparify
Union Health
Run by TUH
Fund names and logos are used neutrally for comparison. Comparify is independent and not owned by any health fund.
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