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TUH logo

2026 average premium increase

Data not available

Individual policy increases vary.

Industry average: +4.41%

Effective 1 April 2026.

TUH policies are not available through Comparify. This page is general information about TUH only.

See the funds we can arrange →

Comparify can arrange cover with these brands: HBF, see-u by HBF, Bupa, ahm, HCF, nib, Australian Seniors, HIF, ACA Health and Hunter Health Insurance. We don't compare every fund or every policy in the market.

About TUH

TUH is proudly part of the not-for-profit fund Teachers Health. Our profits go back to members in benefits and services, not to shareholders. We care about our members and work to improve the quality of their lives.

Brands

Brands TUH operates, as listed in the Government's register.

  • Union HealthNot available through Comparify
Rate rise history

Premium increases — last 5 years

How TUH's gazetted average increase has tracked against the industry each April.

Average premium increase: Data not available for TUH.

Policies listed with the Government (PHIO)

Policies TUH has listed with the Government's PHIO dataset, as at August 2026.

Hospital
10listed policies
  • Basic2
  • Bronze2
  • Silver6
  • Gold—

6

Extras-only policies

From $38/mo

3

Combined policies

Full hospital and extras coverage bundled together

Lowest listed price

Cheapest hospital premium

$83/mo

Per month, before rebate

PHIO data, August 2026Sold in NSW, NT, QLD, SA, TAS, VIC, WA
Counts are distinct product families, not per-state variants

None of these policies are available through Comparify.

Hospital pricing

How TUH's hospital cover prices compare

Each row shows the whole market's monthly premiums for that tier, with TUH's own open policies marked in purple.

Basic2 TUH policies
Median$12071 open policies · 26 funds
Basic+ Hospital $750 excess — $113 per month
Union Health Basic+ Hospital ($500/1000 excess) (Union) — $124 per month
$102$233
Bronze2 TUH policies
Median$15198 open policies · 29 funds
Union Health Bronze+ Hospital $750 excess (Union) — $148 per month
Bronze+ Hospital $500 excess — $159 per month
$128$208
Silver6 TUH policies
Median$227201 open policies · 28 funds
Union Health Silver+ Hospital Essentials $750 Excess (Union) — $170 per month
Silver+ Hospital Essentials $400 Excess — $202 per month
Silver+ No Pregnancy Hospital $750 excess — $263 per month
Silver+ Family Hospital $750 excess — $276 per month
Union Health Silver+ No Pregnancy Hospital $400 excess (Union) — $288 per month
Union Health Silver+ Family Hospital $400 excess (Union) — $311 per month
$141$473
Gold
Median$308105 open policies · 24 funds
$192$600

TUH has no open policies at this level for the selected cohort.

TUH policyMiddle 50% of the marketMarket medianFull market range

VIC, single cover, monthly premiums before rebate. Plus variants are folded into their base tier. Combined policies are excluded.

Extras pricing

How TUH's extras cover prices compare

Extras-only policies grouped by what they actually cover, using the same VIC single cohort selected above.

Everyday extras1 TUH policy
Median$3381 open policies · 26 funds
Basic Extras — $40 per month
$4$129
Mid extras
Median$7086 open policies · 22 funds
$18$262

TUH has no open policies at this level for the selected cohort.

Top extras5 TUH policies
Median$115219 open policies · 27 funds
Mid Range Extras — $66 per month
Union Health Healthy Options 60% Extras (Union) — $89 per month
Everyday Extras — $89 per month
Family Extras — $103 per month
Comprehensive Extras — $117 per month
$16$295
TUH policyMiddle 50% of the marketMarket medianFull market range
Everyday extras
General dental and everyday services — no major dental
Mid extras
Major dental covered, orthodontics not covered
Top extras
Major dental and orthodontics both covered
TUH FAQ

TUH questions, answered honestly

Can't find what you're looking for? Our Aussie-based advisors are a phone call away — 7 days a week.

See all explainers

Funds we can arrange

  • Bupa logo
  • HCF logo
  • nib logo
  • ahm logo
  • HBF logo
  • HIF logo
Browse the fund directory

Prices shown are PHIO-listed base premiums before the Australian Government Rebate and any age-based discount, sourced from the Government's Private Health Information Statement data (August 2026).

Comparify can arrange cover with these brands: HBF, see-u by HBF, Bupa, ahm, HCF, nib, Australian Seniors, HIF, ACA Health and Hunter Health Insurance. We don't compare every fund or every policy in the market.