South Australia's largest open not-for-profit.
2026 premium increase
+3.94%
Industry average: +4.41%(-0.47 pts vs avg)
Effective 1 April 2026.
About Health Partners
Health Partners is SA's largest open membership not-for-profit health fund. Operates its own dental and optical centres.
Typical strengths
- Owns dental and optical centres — capped costs
- Strong SA hospital agreements
Things to weigh up
- Provider density highest in SA
Premium increases — last 5 years
How Health Partners's gazetted average increase has tracked against the industry each April.
Health Partners has beaten the industry average 3 of the last 5 years.
Source: Department of Health, Disability and Ageing, gazetted premium rounds 2022–2026. Years without a published figure are shown as gaps, not zero.
How Health Partners performs for members
Size, complaints, retention and how much of a hospital bill members actually see covered — from the Ombudsman's 2023–24 report.
Complaints share
0.4%
Fewer complaints than Health Partners's size would suggest.
Market share
0.7%
Share of all Australians with private health cover.
Member retention
89.9%
Members who stayed with the fund across the year.
Charges with no/known gap
92.3%
Hospital-related charges covered with no gap or a gap agreed up front.
Extras charges covered
56.5%
Average share of extras bills the fund's benefits pay.
Premiums returned as benefits
84.3%
Industry-leading funds return around 89–94% of premiums as benefits; the market typically returns 79–89%.
Agreement private hospitals
492
Private hospitals with agreements, where members are covered with no or known gaps.
Source: Commonwealth Ombudsman, State of the Health Funds Report 2023–24, and Comparify's hospital agreement dataset.
Open policies right now
Every Health Partners policy currently open to new members, straight from the Government's PHIO dataset.
- Basic2
- Bronze1
- Silver2
- Gold1
11
Extras-only policies
From $29/mo
36
Combined policies
Full hospital and extras coverage bundled together
Cheapest hospital premium
Per month, before rebate
How Health Partners's hospital cover prices compare
Each row shows the whole market's monthly premiums for that tier, with Health Partners's own open policies marked in purple.
VIC, single cover, monthly premiums before rebate. Plus variants are folded into their base tier. Combined policies are excluded.
How Health Partners's extras cover prices compare
Extras-only policies grouped by what they actually cover, using the same VIC single cohort selected above.
- Everyday extras
- General dental and everyday services — no major dental
- Mid extras
- Major dental covered, orthodontics not covered
- Top extras
- Major dental and orthodontics both covered
Compare Health Partners against the market — with an advisor
Same price as joining Health Partners direct. No obligation, no upsell — just a clear side-by-side comparison from a real human.
Health Partners questions, answered honestly
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See all explainersOther funds we compare
Prices shown are PHIO-listed base premiums before the Australian Government Rebate and any age-based discount, sourced from the Government's Private Health Information Statement data (August 2026). Comparify compares a subset of these funds through its advisors.