Regional QLD not-for-profit, member-owned.
2026 premium increase
Not published
Industry average: +4.41%
Effective 1 April 2026.
About Queensland Country Health Fund
Queensland Country Health Fund is a not-for-profit insurer founded in regional Queensland, open to members across Australia.
Typical strengths
- Strong QLD provider network
- Member-owned mutual
Things to weigh up
- Branch network concentrated in QLD
Premium increases — last 5 years
How Queensland Country Health Fund's gazetted average increase has tracked against the industry each April.
No gazetted premium increases have been published for Queensland Country Health Fund.
How Queensland Country Health Fund performs for members
Size, complaints, retention and how much of a hospital bill members actually see covered — from the Ombudsman's 2023–24 report.
Complaints share
0.1%
Share of all complaints to the Ombudsman.
Market share
Not reported
Member retention
Not reported
Charges with no/known gap
86.5%
Hospital-related charges covered with no gap or a gap agreed up front.
Extras charges covered
46.5%
Average share of extras bills the fund's benefits pay.
Premiums returned as benefits
79.7%
Industry-leading funds return around 89–94% of premiums as benefits; the market typically returns 79–89%.
Agreement private hospitals
485
Private hospitals with agreements, where members are covered with no or known gaps.
Source: Commonwealth Ombudsman, State of the Health Funds Report 2023–24, and Comparify's hospital agreement dataset.
Open policies right now
Every Queensland Country Health Fund policy currently open to new members, straight from the Government's PHIO dataset.
- Basic3
- Bronze3
- Silver6
- Gold—
2
Extras-only policies
From $32/mo
48
Combined policies
Full hospital and extras coverage bundled together
Cheapest hospital premium
Per month, before rebate
How Queensland Country Health Fund's hospital cover prices compare
Each row shows the whole market's monthly premiums for that tier, with Queensland Country Health Fund's own open policies marked in purple.
Queensland Country Health Fund has no open policies at this level for the selected cohort.
VIC, single cover, monthly premiums before rebate. Plus variants are folded into their base tier. Combined policies are excluded.
How Queensland Country Health Fund's extras cover prices compare
Extras-only policies grouped by what they actually cover, using the same VIC single cohort selected above.
Queensland Country Health Fund has no open policies at this level for the selected cohort.
Queensland Country Health Fund has no open policies at this level for the selected cohort.
- Everyday extras
- General dental and everyday services — no major dental
- Mid extras
- Major dental covered, orthodontics not covered
- Top extras
- Major dental and orthodontics both covered
Compare Queensland Country Health Fund against the market — with an advisor
Same price as joining Queensland Country Health Fund direct. No obligation, no upsell — just a clear side-by-side comparison from a real human.
Queensland Country Health Fund questions, answered honestly
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See all explainersOther funds we compare
Prices shown are PHIO-listed base premiums before the Australian Government Rebate and any age-based discount, sourced from the Government's Private Health Information Statement data (August 2026). Comparify compares a subset of these funds through its advisors.