Regional QLD not-for-profit, member-owned.
2026 average premium increase
Data not available
Individual policy increases vary.
Industry average: +4.41%
Effective 1 April 2026.
Queensland Country Health Fund policies are not available through Comparify. This page is general information about Queensland Country Health Fund only.
See the funds we can arrange →Comparify can arrange cover with these brands: HBF, see-u by HBF, Bupa, ahm, HCF, nib, Australian Seniors, ACA Health and Hunter Health Insurance. We don't compare every fund or every policy in the market.
About Queensland Country Health Fund
Queensland Country Health Fund is a not-for-profit insurer founded in regional Queensland, open to members across Australia.
Typical strengths
- Strong QLD provider network
- Member-owned mutual
Things to weigh up
- Branch network concentrated in QLD
Brands
Brands Queensland Country Health Fund operates, as listed in the Government's register.
- Territory Health FundNot available through Comparify
Premium increases — last 5 years
How Queensland Country Health Fund's gazetted average increase has tracked against the industry each April.
Average premium increase: Data not available for Queensland Country Health Fund.
How Queensland Country Health Fund performs for members
Size, complaints, retention and how much of a hospital bill members actually see covered — from the Ombudsman's 2023–24 report.
Complaints share
0.1%
Share of all complaints to the Ombudsman.
Market share
Not reported
Member retention
Not reported
Charges with no/known gap
86.5%
Hospital-related charges covered with no gap or a gap agreed up front.
Extras charges covered
46.5%
Average share of extras bills the fund's benefits pay.
Premiums returned as benefits
79.7%
Industry-leading funds return around 89–94% of premiums as benefits; the market typically returns 79–89%.
Agreement private hospitals
480
Private hospitals with agreements, where members are covered with no or known gaps.
Source: Commonwealth Ombudsman, State of the Health Funds Report 2023–24, and Comparify's hospital agreement dataset.
Policies listed with the Government (PHIO)
Policies Queensland Country Health Fund has listed with the Government's PHIO dataset, as at August 2026.
- Basic3
- Bronze3
- Silver6
- Gold—
2
Extras-only policies
From $32/mo
48
Combined policies
Full hospital and extras coverage bundled together
Cheapest hospital premium
Per month, before rebate
None of these policies are available through Comparify.
How Queensland Country Health Fund's hospital cover prices compare
Each row shows the whole market's monthly premiums for that tier, with Queensland Country Health Fund's own open policies marked in purple.
Queensland Country Health Fund has no open policies at this level for the selected cohort.
VIC, single cover, monthly premiums before rebate. Plus variants are folded into their base tier. Combined policies are excluded.
How Queensland Country Health Fund's extras cover prices compare
Extras-only policies grouped by what they actually cover, using the same VIC single cohort selected above.
Queensland Country Health Fund has no open policies at this level for the selected cohort.
Queensland Country Health Fund has no open policies at this level for the selected cohort.
- Everyday extras
- General dental and everyday services — no major dental
- Mid extras
- Major dental covered, orthodontics not covered
- Top extras
- Major dental and orthodontics both covered
Queensland Country Health Fund questions, answered honestly
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See all explainersFunds we can arrange
Prices shown are PHIO-listed base premiums before the Australian Government Rebate and any age-based discount, sourced from the Government's Private Health Information Statement data (August 2026).
Comparify can arrange cover with these brands: HBF, see-u by HBF, Bupa, ahm, HCF, nib, Australian Seniors, ACA Health and Hunter Health Insurance. We don't compare every fund or every policy in the market.