OpenAvailable through Comparify

see-u by HBF logo

2026 average premium increase

Data not available

Individual policy increases vary.

Industry average: +4.41%

Effective 1 April 2026.

Comparify can arrange cover with these brands: HBF, see-u by HBF, Bupa, ahm, HCF, nib, Australian Seniors, HIF, ACA Health and Hunter Health Insurance. We don't compare every fund or every policy in the market.

About see-u by HBF

At see-u, we believe that health insurance shouldn’t be about health funds, it should be about members. That's why we offer practical, simple and efficient cover, but never waver on our promise to deliver personalised service when you need it most. Plus, as part of HBF, one of Australia’s largest not-for-profit health insurers, you can trust your health is in good hands

Rate rise history

Premium increases — last 5 years

How see-u by HBF's gazetted average increase has tracked against the industry each April.

Average premium increase: Data not available for see-u by HBF.

Policies listed with the Government (PHIO)

Policies see-u by HBF has listed with the Government's PHIO dataset, as at August 2026.

Hospital
9listed policies
  • Basic2
  • Bronze3
  • Silver4
  • Gold—

4

Extras-only policies

From $17/mo

0

Combined policies

Full hospital and extras coverage bundled together

Lowest listed price

Cheapest hospital premium

$40/mo

Per month, before rebate

PHIO data, August 2026Sold in NSW, NT, QLD, SA, TAS, VIC, WA
Counts are distinct product families, not per-state variants

Not all of these policies are available through Comparify. Your advisor will confirm which ones we can arrange.

Hospital pricing

How see-u by HBF's hospital cover prices compare

Each row shows the whole market's monthly premiums for that tier, with see-u by HBF's own open policies marked in purple.

Basic2 see-u by HBF policies
Median$12071 open policies · 26 funds
Starter Hospital $750 Excess with Daily Co-Pay (Basic) — $102 per month
Starter Hospital $750 Excess (Basic) — $107 per month
$102$233
Bronze3 see-u by HBF policies
Median$15198 open policies · 29 funds
Saver Hospital $750 Excess with Daily Co-Pay (Bronze Plus) — $128 per month
Saver Hospital $750 Excess (Bronze Plus) — $132 per month
Smart Hospital $750 Excess (Bronze Plus) — $142 per month
$128$208
Silver4 see-u by HBF policies
Median$227201 open policies · 28 funds
Secure Hospital $750 Excess (Silver) — $168 per month
Premium Hospital Non-Obstetrics $750 Excess (Silver Plus) — $270 per month
Premium Hospital Non-Obstetrics $500 Excess (Silver Plus) — $281 per month
Premium Hospital Non-Obstetrics $250 Excess (Silver Plus) — $302 per month
$141$473
Gold
Median$308105 open policies · 24 funds
$192$600

see-u by HBF has no open policies at this level for the selected cohort.

see-u by HBF policyMiddle 50% of the marketMarket medianFull market range

VIC, single cover, monthly premiums before rebate. Plus variants are folded into their base tier. Combined policies are excluded.

Extras pricing

How see-u by HBF's extras cover prices compare

Extras-only policies grouped by what they actually cover, using the same VIC single cohort selected above.

Everyday extras2 see-u by HBF policies
Median$3381 open policies · 26 funds
Easy Extras — $17 per month
Starter Extras — $26 per month
$4$129
Mid extras2 see-u by HBF policies
Median$7086 open policies · 22 funds
Simple 50 — $37 per month
Simple 60 — $55 per month
$18$262
Top extras
Median$115219 open policies · 27 funds
$16$295

see-u by HBF has no open policies at this level for the selected cohort.

see-u by HBF policyMiddle 50% of the marketMarket medianFull market range
Everyday extras
General dental and everyday services — no major dental
Mid extras
Major dental covered, orthodontics not covered
Top extras
Major dental and orthodontics both covered

Compare see-u by HBF against the market — with an advisor

Same price as joining see-u by HBF direct. No obligation, no upsell — just a clear side-by-side comparison from a real human.

see-u by HBF FAQ

see-u by HBF questions, answered honestly

Can't find what you're looking for? Our Aussie-based advisors are a phone call away — 7 days a week.

See all explainers

Funds we can arrange

  • Bupa logo
  • HCF logo
  • nib logo
  • ahm logo
  • HBF logo
  • HIF logo

Prices shown are PHIO-listed base premiums before the Australian Government Rebate and any age-based discount, sourced from the Government's Private Health Information Statement data (August 2026).

Comparify can arrange cover with these brands: HBF, see-u by HBF, Bupa, ahm, HCF, nib, Australian Seniors, HIF, ACA Health and Hunter Health Insurance. We don't compare every fund or every policy in the market.