2026 average premium increase
Data not available
Individual policy increases vary.
Industry average: +4.41%
Effective 1 April 2026.
Comparify can arrange cover with these brands: HBF, see-u by HBF, Bupa, ahm, HCF, nib, Australian Seniors, HIF, ACA Health and Hunter Health Insurance. We don't compare every fund or every policy in the market.
About see-u by HBF
At see-u, we believe that health insurance shouldn’t be about health funds, it should be about members. That's why we offer practical, simple and efficient cover, but never waver on our promise to deliver personalised service when you need it most. Plus, as part of HBF, one of Australia’s largest not-for-profit health insurers, you can trust your health is in good hands
Premium increases — last 5 years
How see-u by HBF's gazetted average increase has tracked against the industry each April.
Average premium increase: Data not available for see-u by HBF.
Policies listed with the Government (PHIO)
Policies see-u by HBF has listed with the Government's PHIO dataset, as at August 2026.
- Basic2
- Bronze3
- Silver4
- Gold—
4
Extras-only policies
From $17/mo
0
Combined policies
Full hospital and extras coverage bundled together
Cheapest hospital premium
Per month, before rebate
Not all of these policies are available through Comparify. Your advisor will confirm which ones we can arrange.
How see-u by HBF's hospital cover prices compare
Each row shows the whole market's monthly premiums for that tier, with see-u by HBF's own open policies marked in purple.
see-u by HBF has no open policies at this level for the selected cohort.
VIC, single cover, monthly premiums before rebate. Plus variants are folded into their base tier. Combined policies are excluded.
How see-u by HBF's extras cover prices compare
Extras-only policies grouped by what they actually cover, using the same VIC single cohort selected above.
see-u by HBF has no open policies at this level for the selected cohort.
- Everyday extras
- General dental and everyday services — no major dental
- Mid extras
- Major dental covered, orthodontics not covered
- Top extras
- Major dental and orthodontics both covered
Compare see-u by HBF against the market — with an advisor
Same price as joining see-u by HBF direct. No obligation, no upsell — just a clear side-by-side comparison from a real human.
see-u by HBF questions, answered honestly
Can't find what you're looking for? Our Aussie-based advisors are a phone call away — 7 days a week.
See all explainersFunds we can arrange
Prices shown are PHIO-listed base premiums before the Australian Government Rebate and any age-based discount, sourced from the Government's Private Health Information Statement data (August 2026).
Comparify can arrange cover with these brands: HBF, see-u by HBF, Bupa, ahm, HCF, nib, Australian Seniors, HIF, ACA Health and Hunter Health Insurance. We don't compare every fund or every policy in the market.






