2026 average premium increase
Data not available
Individual policy increases vary.
Industry average: +4.41%
Effective 1 April 2026.
HCi policies are not available through Comparify. This page is general information about HCi only.
See the funds we can arrange →Comparify can arrange cover with these brands: HBF, see-u by HBF, Bupa, ahm, HCF, nib, Australian Seniors, HIF, ACA Health and Hunter Health Insurance. We don't compare every fund or every policy in the market.
About HCi
HCi has been providing great value for money health cover to our community since 1938. As a not-for-profit private health insurer, we are proud of the high level of personal service provided to members and the comprehensive range of health insurance options offered at very competitive rates. HCi is a company limited by guarantee and is governed by a board of directors elected by the members. The fund is entirely owned by the members, and exists solely for the benefit of members. HCi cover provides access to the very best in hospital care and other health care services including dental, optical, physiotherapy, chiropractic and many more.
Premium increases — last 5 years
How HCi's gazetted average increase has tracked against the industry each April.
Average premium increase: Data not available for HCi.
Policies listed with the Government (PHIO)
Policies HCi has listed with the Government's PHIO dataset, as at August 2026.
- Basic1
- Bronze1
- Silver2
- Gold—
0
Extras-only policies
12
Combined policies
Full hospital and extras coverage bundled together
Cheapest hospital premium
Per month, before rebate
None of these policies are available through Comparify.
How HCi's hospital cover prices compare
Each row shows the whole market's monthly premiums for that tier, with HCi's own open policies marked in purple.
HCi has no open policies at this level for the selected cohort.
VIC, single cover, monthly premiums before rebate. Plus variants are folded into their base tier. Combined policies are excluded.
How HCi's extras cover prices compare
Extras-only policies grouped by what they actually cover, using the same VIC single cohort selected above.
HCi has no open policies at this level for the selected cohort.
HCi has no open policies at this level for the selected cohort.
HCi has no open policies at this level for the selected cohort.
- Everyday extras
- General dental and everyday services — no major dental
- Mid extras
- Major dental covered, orthodontics not covered
- Top extras
- Major dental and orthodontics both covered
HCi questions, answered honestly
Can't find what you're looking for? Our Aussie-based advisors are a phone call away — 7 days a week.
See all explainersFunds we can arrange
Prices shown are PHIO-listed base premiums before the Australian Government Rebate and any age-based discount, sourced from the Government's Private Health Information Statement data (August 2026).
Comparify can arrange cover with these brands: HBF, see-u by HBF, Bupa, ahm, HCF, nib, Australian Seniors, HIF, ACA Health and Hunter Health Insurance. We don't compare every fund or every policy in the market.