Compare health insurance — 14 funds, one expert advisor.
Skip the comparison-site spin. A real, Melbourne-based advisor lines up cover from 14 Australian funds and finds the policy that actually fits — same price as joining direct.
- 4.8 from 250+ reviews
- 14 funds compared
- PHIIC member
- Same price as direct

You'll speak to a real human in Melbourne.
Average call back: under one business hour. No call centres, no scripts, no pressure to switch.
Who is the cover for?
So we can price it correctly.
Free. No obligation. We never mark up your premium.
How it works
Three short steps. No call centres in between.
- Step 1
Tell us about you
60 seconds of basics — who's covered, your state, your income tier.
- Step 2
We compare 14 funds
Your advisor lines up hospital and extras cover side-by-side, with the 2026 rate rise factored in.
- Step 3
Pick what fits — same price as direct
Switch, join, or stay put. No pressure, no markup, no follow-up calls you didn't ask for.
Australian-based expert advisors, not an offshore call-centre
The four things that make Comparify different from the comparison sites you've used before.
One advisor, start to finish
No being passed around. The person you speak to is the person who finds your cover.
Full 14-fund panel
Not just the funds that pay the most. Including not-for-profit and restricted-access funds.
Same price as direct
Health insurance premiums are regulated. You don't pay more for going through us.
No obligation, ever
Stay with your current fund if it's the best fit. We'll tell you straight.

How we get paid — and why it doesn't change our advice
Comparify is a completely free service for you. Like other comparison services, we're paid a commission by the health fund if you take out a policy — but our advice isn't influenced by which fund pays more, and we never mark up your premium - we guarantee it. It's called the Comparify Price Promise. If you find the exact same policy elsewhere for less, we'll refund you 200% of the difference.
Rated 4.8 stars from 250 real customer reviews
"Saved $612 a year and got better extras for our two kids. The whole switch took 15 minutes — and our advisor still answers when I call."
Ready to see what 14 funds look like, side-by-side?
60 seconds to start. One advisor. Same price as joining direct.