Planning a family
Planning a family? Get your cover in place early.
Pregnancy and birth-related benefits sit on Gold-tier hospital cover — and Gold has a 12-month waiting period. Locking it in early is the difference between paying nothing and paying out-of-pocket.
12-month waiting period applies
Pregnancy & birth benefits on hospital cover carry a 12-month wait. To be covered for delivery, you'll typically need Gold-tier hospital in place at least 12 months before your due date.
- Beat the 12-month pregnancy waiting period
- Gold-tier hospital — the only tier with pregnancy & birth
- Compare family-friendly funds and extras
- Keep waiting periods served on equivalent cover
No markup · 14 funds compared · PHII Code member
Compare 14 funds with one advisor
Step 1 of 714%
We pre-filled this from where you came in — tap any option to change it.
Who is the cover for?
So we can price it correctly.
Free. No obligation. We never mark up your premium.
Real Australians, real advice
Customer Reviews
Rated 4.8 stars from 250 real customer reviews
4.8 / 5
Verified Google Reviews
P
"Saved $612 a year and got better extras for our two kids. The whole switch took 15 minutes — and our advisor still answers when I call."
Priya R. — Melbourne, VIC
1 of 3
One quick form. One real advisor. 14 funds compared.
Free, no obligation. We never mark up your premium.