Switch health insurance the easy way — we'll handle it for you.

How Comparify manages your switch

One conversation, one form, no awkward calls to your old fund. Here's exactly what happens.

1. 1

   Compare in minutes

   Tell us who the cover's for, your current fund and what matters most. Your advisor lines up like-for-like quotes across 14 funds.

2. 2

   Pick your new policy

   Talk it through with a real person — no pressure. They'll confirm your waiting periods carry across and flag anything to watch.

3. 3

   We handle the changeover

   We join you to your new fund and cancel the old one effective the same day, so there's no gap and no double-paying.

Common switching questions

Will I lose my waiting periods if I switch funds?

No — under Australian portability rules, when you switch to an equivalent (or lower) level of hospital cover, any waiting periods you've already served are recognised by your new fund. Fresh waits only apply to brand-new benefits or higher tiers you didn't have before.

How does Comparify handle the switch?

Once you've chosen a policy with your advisor, we coordinate the join with your new fund and the cancellation of your old one so there's no gap in cover. You sign one form — we do the back-and-forth.

Is there a cost to switch?

No. Our service is free — funds pay us a standard commission that's the same whether you come through us or go direct. You never pay more by using Comparify.

How long does switching take?

Most switches are completed in under a week from the day you confirm your new policy. Your old fund is cancelled effective the day your new cover starts, so you're never paying two premiums.

What if I'm mid-claim or have an upcoming procedure?

Let your advisor know — they'll check the timing carefully. In most cases it's safest to complete the claim or procedure on your existing cover first, then switch.