Whistleblower Reveals Health Insurance Secrets

Here is the biggest secret I learned after comparing health insurance for over 10,000 people.

Sept 4, 2025 | Whistleblower Reveals | For Australians Over 50

You would think that Health Insurance is as important as home or car insurance.

Reality alert: It's not.

Unless you are one of these people. Have a listen to see if this sounds familiar.

For someone who has a chronic condition, requiring frequent hospital visits and constant monitoring. Health insurance allows you to get health care on your terms. You choose the doctor. You choose the hospital, and you even get to choose when you go in. You just wouldn't get that in the public system.

The next type of person who NEEDS health insurance is the over-60s. The amount of time I heard horror stories of joint replacements gone wrong or wait times more than 3 years long, whilst in excruciating pain - It happens a lot, and health insurance is your way of ensuring you don't have it happen to you.

Lastly… If you earn above $101,000 as a single or $202,000 as a couple, you're already paying the medicare levy surcharge, which is a tax of up to 1.5% that you will pay if you don't hold a hospital cover. Most of the time, you can take out a bare bones policy that costs less than what you would otherwise pay in taxes.

If none of those scenarios sound like you. Have a good think about whether you need health insurance cover. Sometimes it can just be a big waste of money. Spending $450 a month over 30 years would be enough to put down a deposit on a $750k home.

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